CareVest® Mortgages Inc. (“CMI”) is based in Vancouver and originates, structures, advances and administers residential and commercial mortgages throughout British Columbia, primarily in major urban centres and surrounding bedroom communities. CMI may also source mortgages from other Canadian Provinces. Residential mortgage are provided to borrowers which are secured by real property, which is intended for housing accommodation or intended to be improved, converted or developed to provide housing accommodation. Commercial mortgages are provided to borrowers to acquire land, construct and / or develop improvements thereon and / or mortgages against existing and / or completed inventory held for resale or held for lease, all secured by real property which have a retail, commercial, service, office and / or industrial use.